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Agricultural Deposit Services
City State Bank offers you many deposit services. The list below will link you to the details of each service
to find the one that fits your needs. Please contact us with any questions you may have.
Free Checking
$50.00 minimum deposit to open account
No minimum balance required
No monthly maintenance fee or per debit fee
Duplicate checks required
Statement furnished monthly, original checks/deposit slips are kept safe at the bank for no charge
ATM or Debit Card available
Basic Checking
$100.00 minimum deposit to open account
No service charge when account balance is higher than $300.00
$3.50 per month fee if balance drops below $300.00 plus $.25 per debit
Monthly statement and original checks/deposit slips returned to customer for no charge
ATM or Debit Card available
62-Plus Checking
$100.00 minimum deposit to open account
Checking for those 62 years of age or older
No minimum balance required
No monthly maintenance fee or per debit fee
Monthly statement and original checks/deposit slips returned to customer for no charge
ATM or Debit Card available
Interest Checking (Now Account)
$1,000.00 minimum deposit to open account
$1,000.00 or more, no service charge
Variable interest rate set by bank and paid monthly
If the balance is less than $1,000.00, $6.00 per month plus $.20 per debit
Monthly statement and original checks/deposit slips returned to customer for no charge
ATM or Debit Card available
Click here to see current rates.
Regular Savings
$5.00 minimum deposit to open account
Interest compounded and paid quarterly
A service charge of $1.00 will be charged for each preauthorized, automatic, computer, or telephone transfer in excess of six per month
ATM or Debit Card available (Debit Card holders must have a checking account.)
Click here to see current rates.
Click here for Savings Calculators
Money Market
$2,500.00 minimum deposit to open account
$2,500.00 or more, No service charge
Variable Market interest rate set by Bank Management, paid monthly
$6.00 per month fee if balance drops below $2,500.00
Maximum of 6 debits per month (no more than 3 may be third party checks)
Debits over 6 per month will be assessed a fee of $1.50 each
Monthly statement and original checks/deposit slips returned for no charge
Click here to see current rates.
Advantage Money Market
$10,000.00 minimum deposit to open account
$10,000.00 or more, No service charge
Variable Market interest rate set by Bank Management, paid monthly
$10.00 per month fee if balance drops below $10,000.00
Maximum of 6 debits per month (no more than 3 may be third party checks)
Debits over 6 per month will be assessed a fee of $2.50 each
Monthly statement and original checks/deposit slips returned for no charge
Click here to see current rates.
Christmas Club Time Savings Account
Interest is compounded annually and credited to your account annually
You may not make any withdrawals from your account before maturity
Click here to see current rates.
IRA (Individual Retirement Account)
Security and Tax Deferment in one account
Deposit up to $2,000.00 per year, per individual
Spousal account up to $2,250.00
Fixed Interest Rate
12 or 24 month maturity accounts
Some restrictions apply, no fees or set-up charge
Interest paid semi-annually
Click here to see current rates.
Certificates of Deposit
From 3 months to 60 months
Deposit requirements and rates vary
Check with the City State Bank for current information and to see what specials are available
Click here to see current rates.
Common Features of Accounts
Some accounts may not be available until July 2000, please contact the bank for more information.
Please refer to our separate fee schedule for additional information about charges, or visit other
services.
We may require not less than 7 days’ notice in writing before each withdrawal from an interest bearing account other than a
time deposit, or from any other savings account as defined by Regulation D.
Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.
See your notice of penalty for early withdrawal. Fees may be subject to Iowa state sales tax.
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