Committed to Our Communities

Business Accounts


  Business 1
Checking
Business 2
Checking
Business 3
Checking
Business
Interest Checking
Business
Savings
Business
Money Market
Business
Advantage Money
Market
Average Daily Balance Required for No Minimum Balance Fee None

$1,000

$7.50 if average daily balance falls below $1,000

N.A. $1,000

$6.00 if average daily balance fee falls below $1,000
$100

$2.00 if average daily balance falls below $100
$2,500

$10.00 if average daily balance falls below $2,500
$10,000

$10.00 if average daily balance falls below $10,000
Amount Required to Open Account $100 $1,000 $2,500 $1,000 $100 $2,500 $10,000
Other A service charge of $.25 per debit, credit, or deposited item over 150 per statement cycle

Check images not received

Overdraft Privilege**
A service charge of $.25 per debit, credit, or deposited item over 300 per statement cycle

Check images recived in monthly statement
A service charge of $10.00 per month and $.15 per debit, $.20 per credit, $.03 on-us deposited item, $.09 transit deposited item per statement cycle.

Check images received in monthly statement
A service charge of $.15 per debit, $.20 per credit, $.03 on-us deposited item, $.09 transit deposited item per statement cycle.
 
A debit item fee of $1.00 per limited debit* over 6 per month A debit item fee of $5.00 per limited debit* over 6 per month A debit item fee of $10.00 per limited debit* over 6 per month
Interest Paid No No Earnings credit based on 91-day T-bill Yes, $1,000 Minimim Daily Balance Yes Yes Yes
* Limited debit = a preauthorized or automatic transfer, computer or telephone transfer, or withdrawal, check, draft, debit card, or similar order.
** Subject to bank discretion. Overdraft charge of $25 per item imposed for overdrafts created by checks, in-person withdrawals, ACH, Point-of-Sale, ATM withdrawals, or by other electronic means.  Payment of your overdraft is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.  Overdraft Privilege balances must be paid within 30 days.  The bank has the right to require payment to bring the amount current immediately after an overdraft.

Note: A funds usage charge of the Bank's prime rate plus 4.0% will be charged on all negative collected balances.