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City State Bank offers you many deposit services. The list below will link you to the details of each service to find the one that fits your needs. Please contact us with any questions you may have.

IRA (Individual Retirement Account)

  • Security and Tax Deferral in one account
  • IRS rules and limitations apply
  • Fixed Interest Rate
  • 12 or 24 month maturity accounts
  • Some bank restrictions apply, no fees or set-up charge
  • Interest paid semi-annually
  • Click here to see current rates.

    Certificates of Deposit

  • From 3 months to 60 months
  • Deposit requirements and rates vary
  • Check with the City State Bank for current information and to see what specials are available
  • Click here to see current rates.

    Common Features of Accounts Some accounts may not be available immediately, please contact the bank for more information. Please refer to our separate fee schedule for additional information about charges, or visit other services.

    We may require not less than 7 days notice in writing before each withdrawal from an interest bearing account, other than a time deposit, or from any other savings account as defined by Regulation D.

    Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal. Fees may be subject to Iowa state sales tax.

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