Financial Calculators
The following financial calculators will assist you in planning, estimating, and exploring your financial
options. Get clear and concise answers about your banking calculations.
The accuracy of these calculators and their applicability to your circumstances is not guaranteed. The calculators provide only approximate values and may differ from the Bank's final calculations. To determine actual amounts please contact a City State Bank professional.
Mortgage Calculators
Mortgage Loans:
Calculates monthly payment using purchase price, down payment percentage, rate, and term.
Mortgage Qualifier:
Calculates the amount of mortgage you qualify for using income and expense information.
Rent vs. Buy a Home:
Itemizes the major differences between owning and renting. It calculates costs on a monthly basis for easy
comparison with your rent.
Consumer & Auto Loan Calculators
Consumer Installment Loans:
Calculates monthly payment using rate, term, and principal balance.
Auto Loan Versus Home Equity:
Calculates the cost differential between purchasing a vehicle through an auto loan or home equity financing.
Auto Rebates:
Compares the total cost of taking an auto dealer's rebate and using an institution's loan vs. taking the manufacturer's teaser rate financing.
Auto Lease vs. Purchase:
Compares the total annual costs of leasing versus purchasing.
Savings Goal Calculator
Savings Calculator:
Calculates the monthly deposit needed to reach a specific savings goal based on time and rate.
Retirement Calculators
Retirement Planner:
Calculates whether your current and planned retirement investment and income sources will be sufficient to provide the kind of retirement income you desire.
Simple Savings Calculator:
Calculates the amount of time needed to reach a specified savings goal based on rates and weekly deposits.
