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CD's and CDARS

Your future plans will be influenced by the money you’ll have when you get there. A certificate of deposit or CDARS account at City State Bank will help you rest easy at night knowing your money is protected as it grows.

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Certificates of Deposit

Earn a guaranteed rate on your money for as little as 3 months and as long as 60 months with our CD options. Your funds are protected by the maximum FDIC protection (up to $250,000 per individual). Early withdrawal penalties may apply to all Certificate of Deposit accounts.


Let us take the stress out of managing larger deposits! With our CDARS program, we take your deposit and divide it into smaller CD accounts to maintain full FDIC coverage. However, you only deal with one account and one rate while we do all the paperwork behind the scenes to ensure your funds are maximized to the fullest extent.

FDIC Coverage Calculator

Future Value Calculator

See the possible future value of today’s investment! Simply enter the required information below to see what your CD or CDARS account may potentially be worth in the future.

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