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Checking

Don’t be forced into the boxed checking options most banks offer! At City State Bank, our different checking accounts have been designed to meet a variety of different needs and lifestyles.

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Select the Account that Fits Your Lifestyle

From students and young adults to families, there’s a checking account for everyone at City State Bank. Compare the benefits of all of our innovative checking accounts below. If you have a question, you can reach out to our Personal Bankers.

Ready to open your checking account? Stop by any City State Bank office today to get started!

Checking Account Comparison

 

Spirit Checking

Student Checking

Interest Checking

Spirit Checking

50+ Platinum Checking

Interest Checking

Student Checking

50+ Platinum Checking

Amount Required to Open Account

$50

$100

 

$1,000

 

$5,000 + Requires at least one monthly direct deposit

Account Description

If you're under 21, this is a great account full of benefits.

If you want low-cost with lots of benefits, choose this account!

If earning interest on your balance is important, Interest Checking is the account for you.

If you're 50 or older, you qualify for this interest-earning, benefit-packed account.

Minimum Daily Balance 

No minimum daily balance required.

No minimum daily balance required.

Minimum Daily Balance is $1,000.  If balance falls below $1,000, then a $10 maintenance fee is applied per statement cycle.

Minimum Daily Balance is $5,000.  If balance falls below $5,000, then a $10 maintenance fee is applied per statement cycle.

Interest Paid

No

No

Yes, $1,000 Minimum Daily Balance

Yes, $5,000 Minimum Daily Balance

 Features

  • Online Banking and Bill Pay
  • Debit Card monthly fee waived
  • No transaction fee if using a Privileged Status ATM
  • E-Statements
  • Investment Review**
  • Insurance Review**
  • Online Banking and Bill Pay
  • Debit Card
  • No transaction fee if using a Privileged Status ATM
  • E-Statements
  • Investment and Retirement Review**
  • Insurance Review**
  • Online Banking and Bill Pay
  • Debit Card
  • No transaction fee if using a Privileged Status ATM
  • E-Statements
  • Investment and Retirement Review**
  • Insurance Review**
  • Online Banking and Bill Pay
  • Debit Card monthly fee waived
  • No transaction fee if suing a Privileged Status ATM
  • E-Statements
  • Initial Travel Card Purchase Fee Waived*
  • Investment, Retirement and Estate Review**
  • Insurance Review**

Paper statement available for $3/statement or with images for $6/statement.

*This product is not FDIC insured.

**Trust and Investments: Not FDIC insured.  Not deposits or other obligations of the bank and are not guaranteed by the bank.  Are subject to investment risk, including possible loss of principal.  Insurance: Not a deposit.  Not FDIC insured.  Not insured by any federal government agency.  Not guaranteed by the bank.  May go down in value.

 

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