Select the Account that Fits Your Lifestyle
From students and young adults to families, there’s a checking account for everyone at City State Bank. Compare the benefits of all of our innovative checking accounts below. If you have a question, you can reach out to our Personal Bankers.
Ready to open your checking account? Stop by any City State Bank office today to get started!
Checking Account Comparison
Student Checking |
Spirit Checking |
Interest Checking |
50+ Platinum Checking | |
|---|---|---|---|---|
Amount Required to Open Account | $50 | $100 |
$1,000
| $5,000 + Requires at least one monthly direct deposit |
Account Description | If you're under 21, this is a great account full of benefits. | If you want low-cost with lots of benefits, choose this account! | If earning interest on your balance is important, Interest Checking is the account for you. | If you're 50 or older, you qualify for this interest-earning, benefit-packed account. |
Minimum Daily Balance | No minimum daily balance required. | No minimum daily balance required. | Minimum Daily Balance is $1,000. If balance falls below $1,000, then a $10 maintenance fee is applied per statement cycle. | Minimum Daily Balance is $5,000. If balance falls below $5,000, then a $10 maintenance fee is applied per statement cycle. |
Interest Paid | No | No | Yes, $1,000 Minimum Daily Balance | Yes, $5,000 Minimum Daily Balance |
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Paper statement available for $3/statement or with images for $6/statement.
*This product is not FDIC insured.
**Trust and Investments: Not FDIC insured. Not deposits or other obligations of the bank and are not guaranteed by the bank. Are subject to investment risk, including possible loss of principal. Insurance: Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the bank. May go down in value.