Select the Account that Fits Your Lifestyle
From students and young adults to families, there’s a checking account for everyone at City State Bank. Compare the benefits of all of our innovative checking accounts below. If you have a question, you can reach out to our Personal Bankers.
Ready to open your checking account? Stop by any City State Bank office today or click the link below to get started!
Checking Account Comparison
Student Checking |
Spirit Checking |
Interest Checking |
50+ Platinum Checking | |
|---|---|---|---|---|
Amount Required to Open Account | $50 | $100 |
$1,000
| $5,000 + Requires at least one monthly direct deposit |
Account Description | If you're under 21, this is a great account full of benefits. | If you want low-cost with lots of benefits, choose this account! | If earning interest on your balance is important, Interest Checking is the account for you. | If you're 50 or older, you qualify for this interest-earning, benefit-packed account. |
Minimum Daily Balance | No minimum daily balance required. | No minimum daily balance required. | Minimum Daily Balance is $1,000. If balance falls below $1,000, then a $10 maintenance fee is applied per statement cycle. | Minimum Daily Balance is $5,000. If balance falls below $5,000, then a $10 maintenance fee is applied per statement cycle. |
Interest Paid | No | No | Yes, $1,000 Minimum Daily Balance | Yes, $5,000 Minimum Daily Balance |
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Paper statement available for $3/statement or with images for $6/statement.
*This product is not FDIC insured.
**Trust and Investments: Not FDIC insured. Not deposits or other obligations of the bank and are not guaranteed by the bank. Are subject to investment risk, including possible loss of principal. Insurance: Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by the bank. May go down in value.